Credit Union West - So much more than money

LOAN RATES

View in printable PDF format here.

Loan rates effective September 1, 2010

Account Type	Terms	Annual Percentage Rate (APR)
Credit Cards Visa Classic Visa Gold	Revolving	9.50% - 17.25% Variable* 8.25% - 10.25% Variable *
Auto Loan (Up to 10 years old)	Up to 84 months	3.99% - 18.25%*
Auto Rate for the Financing of a Credit Union West Repossession	Up to 60 Months	2.9%
Secured Loan (RV's, Boats, Motorcycles, etc.)	Up to 180 Months	3.99% - 18.25%*
Home Equity Line of Credit	Up to 20 years	4.75% - 10.25% Variable**
Home Equity Loan	Up to 72 Months	4.50% - 11.00% Fixed
Home Equity Loan	73 to 120 Months	6.25% - 11.75% Fixed
Home Equity Loan	121 to 180 Months	7.25% - 12.75% Fixed
Signature Loans	Up to 60 Months	8.25% - 18.25%
Share/MMA Secured Loan	Up to 120 Months	Based on the deposit rate plus a margin of 3%.
Certificate Secured Loan	Up to 60 Months	Based on the Certificate of Deposit rate plus a margin of 3%.

* Loan Rates (Auto & Secured) are based on amount financed, credit experience and term.
** Variable interest rates calculated by index (prime rate as published in Wall Street Journal) + margin with a floor of 4.75% and a ceiling of 18%. Rates subject to credit performance and loan to value. Initial 20-year draw period with one (1) balloon payment; monthly payments are interest only.
*** Variable interest rates calculated by index (prime rate as published in Wall Street Journal) plus margin with a floor of 7.9% and no ceiling. Rates are subject to credit performance.

Credit Union West is an Equal Opportunity Lender.

NCUA - Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the Unied States Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender - We do business in accordance with the Equal Credit Opportunity Act. Copyright 2006 Credit Union West. All rights reserved. P.O. Box 7600, Glendale, AZ 85312-7600. Phone: 602-631-3200. Toll-Free: 800-621-0287.